Відео

Great video, Marissa. These are very helpful in the overall realm of money management. I appreciate you!

That's funny, my wife and I are making less money now than ever before (she quit a toxic work environment) and we're feeling great! Fortunate situation I suppose!

Great video!

I love your T-Shirts with the V- necks! Where do you get them?! This video comes at a good time, I make 125k a year and I feel broke! 😅

Wow, Marissa! There’s no way you just posted this as I was praying about this very thing and you specifically came to mind. Thank you for the bundle, I know where I’m spending this month’s allowance. Edit: just purchased your bundle! I’m so excited to get to reading tonight after everyone goes to bed.

One thing that the inflationary period forced me to do was really narrow in on what my money values were. For example, I value travel and creating a cozy home much more than going to coffeeshops (especially by myself) and going out to eat. I'll still have coffee dates with friends, but the random Starbucks runs while I'm out running errands rarely happen anymore. So while I'm probably not making significantly more than I was pre-COVID adjusted for inflation, it feels like I am because I cut out a lot of unnecessary spending that didn't bring me happiness.

I loved the Budget for Baby course! It was such a help having a list of everything I needed. I referenced it a bunch while pregnant. I’ll definitely be getting the Moms Guide to Building Your Own Online Business ❤ before kids I was so sure I’d want to continue working but now i just want to be home with my toddler. I’m hoping to start and build something online so that I can step away from my day job in a few years when I’m hopefully pregnant with baby #3. We’re about to start trying for #2 and just not in a spot where I could leave the 9 to 5 yet, but hopefully by #3 we’ll be there

Hey this is the video I needed ❤

Hey! I am just wondering if you have a separate account for each savings line item?

I love Chime. my only problem with it is putting money on the card without it costing me. ( Besides direct deposit which goes in automatically) It doesn't make sense to me that i have to pay to put money into my account. Walgreens does it free but everywhere else ( CVS, Rite Aid, WAWA ) you gave to pay

Same sis same. 😢

Why you didn’t mention about paying taxes? Like the most of ppl who does these type of videos recommending high yield savings accounts never mention bout “you gotta pay taxes” how come? I don’t get why not mentioning it’s very important

So exciting!!! Congratulations!We’re right behind you guys - I love watching your videos because our finances are so similar. We also don’t eat out often as a family of 3 because we have a 2-year-old. But my husband and I (together or with friends) still somehow spend a decent amount on eating out 😬

I have been watching your UA-cam videos for the last two weeks. Yours was the most value-added video I found today. Thank you. I have created a better and attractive thumbnail for you. I am a thumbnail designer. Do you want to see it?

Hey Marissa, I know once in a video you talked about doing insurance through a Christian share program? Do you still do that/do you recommend the company? If so could I please get the info from you? Thank you!!

Hi. Question about the HYSA. FDI insured, is that per account held with same institution or only 1 account per institution? TIA

If you’re just looking for convenience for easy meals try grabbing some Costco premade meals. They’re more expensive than ingredients, sure, but you toss it in the oven or whatever, less dishes/time and they’re usually pretty good! You’re still saving $$ by not eating out but you don’t have to cook. 😊

Oohhhoo look at y'all! So exciting! Congratulations on this achievement Marissa & Jacob! Road to millionaires 😃😃🤍

It's not worth it. We quit eating out a long time ago.

This has been very helpful, but is there a more updated video? I think you've altered it since then, I bought mine recently and you're missing an entire column and have a whole bottom section for net worth on the one I bought.

Good to know … Mesa house built in 2017 and I hated that there were NO window sills ! No trim around windows at all ! Builders here are soooooi cheap ! I paid to add trim and Sills ( flat wood) /painted to all of our windows and a LOT of crown molding to our 10/12 foot ceiling … I love it BUT I had to pay it all out of pocket .. glenda

When it comes to calculating your total net worth, how do you estimate the value of your vehicles and how often do you confirm that number for depreciation? Thank you!

We eat out when we travel .,, and only when no other options … but once a year on our birthday we splurge and have a amazing meal but we are grandparents so no kids allowed just a date night ! ❤Glenda

Got a highlander in 2020, switched to minivan in 2023 😂 love it, only regret is not getting it right away

A couple years ago I asked my husband.. did the food always taste this bad or did I just think it was good bc I was a kid? We agreed food quality in restaurants has plummeted. It’s all basically microwaved in the back from the freezer. W two small kids we never go out anymore

Because it's not. It was only worth it because the food prices were reasonable or even cheap. Plus you have a bunch of children making the food who could care less about their job or the quality of their job. And inflation is so high because Democrats ran this country into the ground that going out to eat is just too expensive. But so is going to the grocery store, that's outrageous as well.

Agreed. I can cook better than most places.

Nah we eat at home

I have a question on the Savings section that I'm not clear about. If you take the Emergency Fund for example, am I right to say that you are budgeting to save $1,257 but you actually only saved $1,044.75? And is Spent mean you spent $126.17 out of your beginning balance? But that doesn't make sense because the difference between Ending Balance - Beginning Balance = $1,170.92 or does this also take into account the 5% interest? So is the calculation Budget - Actual - Spent + 5% interest?

I second that. The food does taste good anymore. The prices are outrageous and the quality is not there. Sending you some California love.

I feel that to . Then after i eat im like y did i do that

They definitely knew they did it wrong 😮

Congratulations! 🎉 whats your next goal for net worth?

Since you save monthly for your property taxes and insurance does that mean you didn’t escrow?

Hello!! What life insurance company are u with

How did your sinking funds jump up $8000 in one month?

Also agree with eating out. It’s totally not worth it anymore. Groceries are expensive but you’re still much better off to spend extra there than eat out.

The $8000 for taxes was put under Spent (-), but the total ending balance went up?

Congratulations!!! 🎉🧡

Congratulations ❤ can I ask how old you and your hubby are and when you started your roth ira?

I still love eating out, we mostly do takeout and it’s still worth it to me even though it’s expensive, with groceries also being so expensive it feels like a wash and still much more convenient. We have a 6 and 2 year old. We either still make the kids home food if it’s a cuisine they don’t appreciate or we get one kids meal and they share or the 2 year old eats off our plates. We eat out average twice a week!

Use wealthfront. FDIC insured. 5.5% with a referral. Then its 5% Lmk if anyone wants a referral link. No minimum amount to get the 5.5% btw

When we go out to eat and its not a date night i just order our kids fries or Mac and cheese to spilt. Id rather feed them at home 😅

Hi Marissa. A video idea i thought of is doing a video on how to get started on youtube. Like how do you record your videos, how do you edit?

We didn’t eat out as a family for like 15 years when the kids were younger. I took the kids by myself to taco shops or something easy every once in a while. Now that the kids are older we go out but they pay for themselves! 😅 Youngest is 16!

Hi, I’ve been watching a lot of budgeting content, i notice some do their expenses against their available checking balance like in YNAB, and some do against their net income. I’m not sure what the advantages are of each way but getting confused. I’ve just been tracking all my spending and categorizing like rent, gasoline, groceries etc then have two main header sections “basics” and “lifestyle”. This way i know if something has to go i can focus on the lifestyle since i could live without Netflix. But not sure about the positive values, net income versus checking account balance.

I don't like the corners rounded either. There is no way to paint an accent wall because the wall never ends!

Congratulations!!! Be proud ! 💖💖💖

❤❤❤

the outgoings is pretty good for how much you make and put away in 401k etc. I find with older kids the costs just seem to go up, we're trying to keep costs down, save more and put more away for retirement, etc. Not always easy to do!